The following is brought to you by Emma Lewis– a loving mother, a devoted wife and a part of the team supporting Spacer – the AirBnb of storage space. Emma is also a staunch supporter of the sharing economy and often mentions its benefits. She lives and works in the …

You’ve seen it in the news, especially during an economic depression. A man loses his job, gets into a big pile of debt, runs out of options, and then kills himself. In more tragic cases, he takes his whole family with him. If you think having a job is stressful, …

The labeling term “Organic” refers to accredited methods agricultural products are grown and processed. Regulations vary from country to country, but in general, organic crops must be grown without the use of synthetic pesticides, bioengineered genes (GMOs), petroleum-based fertilizers, or fertilizers from municipal sewage… Eew! Organic food is not defined …

Below is a guest post from Archana Singh, a finance blogger from the Mystic Land of India. Archana works for one of the leading insurance and web aggregator in the country. Even if you don’t live there, you’ll quickly learn that retirement challenges are fundamentally the same; circumstances could devour …

Not long ago, I accepted an offer from a publisher to receive an advanced copy of Wealth by Virtue. Being a money nerd, I said yes, given that it came with a “no expectations and pester-free guarantee.” Even if the book turns out to be a dud, it could still …

Financial independence feels like a dream everyone strives to achieve. I got sick of longing for it and decided to commit myself to doing something about it. The first few years were really hard, but I knew what I was working towards. By toughing it out then, I knew it wouldn’t be so tough now. I would be able to put it behind me.

Forbes recently released its Richest People On The Planet list for 2018. I figured it would be interesting to determine who, among the 575 American billionaires, are immigrants like me. I’ve patiently and painstakingly gone through the list to figure out which ones emigrated from other countries based on the …

Ever since I was able to resell a “vintage” typewriter for a profit, my wife and I have been propelled to look for other potentially valuable items. We went as far as driving around garage sales of wealthy neighborhoods hoping to find a “hidden gem”: a 19th-century necklace, an oil …

Whether to prioritize a retirement saving or pay off debt is a vital question to assess for people who are in debt. Some people think that paying off debt first makes sense. But what about the retirement? If you don’t save for your retirement, you may have to work for a longer time than an average retirement age.The dilemma is genuine.

On the other hand, the conventional wisdom says that people should start saving money for their retirement before paying off debts. Because, the sooner you start saving, the more time your money will get to grow.

If you have multiple debts with a higher interest rate, then the debts are costing you more money every day. Because it is a matter of assessing the interest rate that you are accumulating. You are actually losing money by paying the interest rate on the debts. You have to take initiative to pay them off to save money on the painful interest rate.

When you hear someone asking “Why are so many college dropouts successful in their life?” Bill Gates, Steve Jobs, and Mark Zuckerberg probably all come into your mind. The problem is that the question makes an erroneous assumption that there are “many” of them. The not-so-obvious truth for many is that these extremely successful dropouts are just drops in the ocean. No pun intended.
The majority of people who didn’t bother to acquire any marketable skill, let alone a college degree ended up in lower paying, dead-end jobs. Not to belittle people who actually work their butts off in low skilled jobs, but that’s the sad reality.
Of course, anything is possible in America. It’s just that being complacent with your education may ruin your chances of getting ahead. In this game we call life, investing in yourself is enormously important to improve your odds of winning.
The traditional advice that your grandma gave you: earn good grades, finish college, get a high paying job, and save for the rainy day, is still the best strategy for most people in any economy. Your heeding to the advice could spell the difference between earning a great income or settling for a minimum-wage. When you hear someone asking “Why are so many college dropouts successful in their life?” Bill Gates, Steve Jobs, and Mark Zuckerberg probably all come into your mind. The problem is that the question makes an erroneous assumption that there are “many” of them. The not-so-obvious truth for many is that these extremely successful dropouts are just drops in the ocean. No pun intended.
The majority of people who didn’t bother to acquire any marketable skill, let alone a college degree ended up in lower paying, dead-end jobs. Not to belittle people who actually work their butts off in low skilled jobs, but that’s the sad reality.
Of course, anything is possible in America. It’s just that being complacent with your education may ruin your chances of getting ahead. In this game we call life, investing in yourself is enormously important to improve your odds of winning.