Credit
7

Awesome Credit– You Must Have It!

If you have a low credit score, you might as well forget about buying anything on credit. Interest rates are so much higher now compared to when I first published this post. Instead, I’d focus on repairing my credit as I did, which is what this post is all about. …

Cars that I've driven
Credit
2

Cars that I’ve Driven and the Lessons that I Learned from Them

Image credit: Rugged Motorbike Jeans | Kevlar Pants Biker Jeans Rider Denim I’ve been seriously contemplating buying a new to us car this year. But then I learned about the new Prius 2023 and how handsome it looks. It is tempting to splurge on a brand-new one this year. Now …

Pay ugliest debt first
Budgeting
5

Forget Debt Snowball, Pay Off the Ugliest Debt First

Don’t blindly follow the experts. Follow what’s best for you. But you can’t go wrong with paying the ugliest debt first with a vengeance!

When the lender is a slave to the borrower
Credit
10

When the Lender is a Slave to the Borrower

You’ve probably heard Dave Ramsey say this many times before, “The borrower is a slave to the lender.” The quote was taken from the scriptures. That’s exactly what I had in mind when I decided to lend my sister $14,000 last summer. Finally, I can ‘enslave’ my annoying sister, who …