Credit
7

Awesome Credit– You Must Have It!

You’ve probably heard this line a hundred times at the cash register before, “Would you like to apply for a store credit card? You’ll save 10 percent on today’s purchase.” That was the offer that I accepted from a BestBuy store clerk sometime in the late 90s, just a few months after I …

Pay ugliest debt first
Budgeting
5

Forget Debt Snowball, Pay Off the Ugliest Debt First

Don’t blindly follow the experts. Follow what’s best for you. But you can’t go wrong with paying the ugliest debt first with a vengeance!

Cars that I've driven
Credit
2

Cars that I’ve Driven and the Lessons that I Learned from Them

My cousin-in-law who works as a registered nurse in Saudi Arabia texted me the other day. She’s excited to tell me that she’ll be moving to Texas soon– her visa and working papers are now being finalized. The chat messages then quickly turned to which model of cars she should be …

When the lender is a slave to the borrower
Credit
10

When the Lender is a Slave to the Borrower

You’ve probably heard Dave Ramsey say this many times before, “The borrower is a slave to the lender.” The quote was taken from the scriptures. That’s exactly what I had in mind when I decided to lend my sister $14,000 last summer. Finally, I can ‘enslave’ my annoying sister, who …