Money affects every aspect of our lives. From what we eat, where we live, and how we dress, to what we do with our spare time. Having enough money is essential to achieving sustainable happiness. However, having an abundance of money “per se” is not really a true measure of …

“Dow falls 832 points in the third-worst day by points ever” was the headline last Thursday on CNN Business. The media loves to sensationalize declines in the stock market, like any other news topic. The increase in readership almost always results in increases in advertising revenue. But the truth is the …

If you’ve been following my posts, you probably know by now that this is not a FIRE (Financially Independent, Retire Early) blog. For one thing, I’m already in my forties when I wrote my first post.  There’s no way I could retire in my 30’s without sneaking into my sister’s time …

In this age where real wages aren’t rising due to inflation, it’s becoming increasingly important to supplement your income with side hustles. And those who are willing to do what average people won’t do are the ones that are rewarded with above average results.

Imagine yourself walking into a dark alley, in the middle of some ghetto neighborhood, and halfway through, a masked thug suddenly appears, pulls out a sharp knife and exclaims, “Your Money or Your Life!”  Unless your first name is Chuck and your last name is Norris, chances are, you would surrender …

One reason why I share my net worth over Labor Day Weekend is that of something with symbolic importance. The holiday is meant to celebrate the achievements of American workers. To quote the U.S. Department of Labor, “a tribute to the contributions of workers have made to the strength,  prosperity, and well-being …

The term Financial Freedom is often used interchangeably with Financial Independence. But to me, there’s a subtle difference– Financial Freedom is a step higher than being financially independent. That’s when you can splurge on first-class airline tickets as opposed to traveling in coach, where strangers might end-up snoring on your …

In Part I of this blog series, I talked about the expensive mistakes my neighbors are making by sending their children to private schools. At the risk of being forever castigated by my neighbors if they ever discover my posts, I’ll continue with Part II to talk about one of …

One of my goals in writing this blog is to help you become smarter with money. You’d think it’s just common sense. But as it turns out, common sense is not so common.  Otherwise, people wouldn’t buy things they can’t afford. They wouldn’t smoke cigarettes or eat junk food either. …

What do you do when you’re dying to visit Europe, but don’t have a large budget to spend on five people? Would you take out your credit card and charge the expense? Or do you try and expand the budget? The answer is neither,  you should think of a viable …