Blog
Side Hustle
6

How effective copywriting sold my “unsellable” typewriter

One of the must-have skills on your road to financial independence is selling. Even if you don’t work in a marketing or sales position, we often find ourselves in situations where we have to sell or persuade people to act in our favor, may it be applying for a job, asking …

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Investing
2

The opportunity cost of claiming $2,500 worth of property

Sometimes I wonder if I deserve to blog about personal finance. I’ve made too many embarrassing money mistakes in my life–  I would suffocate if I had to re-enact the number of times I have face-palmed myself. Here I was, declaring myself to be on a mission to educate broke …

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Millenial Mistake
Lifestyle
3

5 mistakes millennials make with money

Millennials get something of a bad reputation. They’re considered to be the ficklest generation, spoiled from being told that they were the most special people in the world while they were growing up. However, the truth is that millennials are just like anyone else. They have ambitions and worries to …

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Financial Planning
10

Net worth update: one year later

It’s Labor Day in the U.S., isn’t it ironic that I don’t get to work? I don’t see a lot of pregnant women hanging around the emergency room when I drove my R.N. wife to the hospital this morning either. Kidding aside, the holiday meant I have extra time to …

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Blogging
6

Millionaire Before 50 turns one year old!

August 21st marks my first year anniversary of blogging at MB-50. I’m so proud that I’ve managed to consistently produce 2 blog posts per month in spite of having a full-time career outside of blogging– I write code not blog posts for a living. Unbeknownst to many people, this shy, …

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Rodeo drive, where the rich and wanna-look-rich shop.
Lifestyle
6

California vacation: being frugal can cost you more

We recently just came back from a trip to the west coast. It was a week-long vacation with lots of driving between different cities within the state of California. I had to be careful not to overspend. I may be a millionaire, but keep in mind that it’s 2017– a million …

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Retirement
10

FIRE, FART, or neither, the choice is yours

When it comes to your finances, there are two extremes to model yourself on, FIRE or FART (acronyms below) — that is if you want to be an extremist. The third option is neither, and that’s completely fine. The choice to quit the rat race at either 35 or 95 is completely your own …

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Books
2

Millionaire Next Door: here’s a better rule of thumb

One of my favorite personal finance books of all time is the one that was written by the late Thomas J. Stanley, The Millionaire Next Door (published in 1996). The bestselling book identifies common traits that show up again and again among those who have accumulated wealth. The surprising finding …

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Investing
4

Have no fear, market crashes will always be here!

While I don’t believe that a bear market is coming, one big lesson from the last two recessions is that it can’t hurt to be prepared. Crashes will always come and go. Whether it’s 6 months or 6 years from now, nobody really knows. The prospect of me becoming a …

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Credit
10

When the lender is a slave to the borrower

You’ve probably heard Dave Ramsey say this many times before, “The borrower is a slave to the lender.” The quote was taken from the scriptures. That’s exactly what I had in mind when I decided to lend my sister $14,000 last summer. Finally, I can ‘enslave’ my annoying sister, who …

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