Blog
Net worth update
Financial Planning

Net Worth Update: Seven Years Later

Seven years ago, in August, I launched this blog with a net worth shy of $1M. On Labor Day the following year, I posted our very first net worth update. I thought sharing our net worth was a motivational boost to myself and other financial voyeurs who are on a …

Read More
My beautiful wife
Relationships

Last Instruction to My Beautiful Wife (maybe you should write one too)

When it comes to managing the household finances, there are two types of wives: those who want to always be on top and take charge, and those who would rather submit to their husbands. Since my wife falls into the latter category, I felt compelled to write her this letter. …

Read More
American dream
1

Broke on the Fourth of July

Coming from the eyes of someone who grew up in a third-world country, living in America is an enormous privilege. No other country can provide you with the same opportunities for success and wealth-building as the United States of America. Being born an American is like winning the genetic lottery–- …

Read More
Why building your muscle is one of the best investments you can make
Health
4

Why Building Your Muscles is One of the Best Investments You Can Make

Here are the top reasons why I think developing your muscles is one of the best investments that you can make.

Read More
Credit
7

Awesome Credit– You Must Have It!

If you have a low credit score, you might as well forget about buying anything on credit. Interest rates are so much higher now compared to when I first published this post. Instead, I’d focus on repairing my credit as I did, which is what this post is all about. …

Read More
Benefits of Tax-Advantaged Savings
Retirement
2

Tax-Advantaged Savings and Recommended Strategies

According to the National Study of Millionaires by Ramsey Solutions, 8 out of 10 millionaires invested in their company’s 401(k) plan, and that simple step was a key to their financial success. Not only that but 3 out of 4 of those surveyed also invested outside of company plans— mostly …

Read More
Doctor death sentence
American dream

How One Guy Turned a Doctor’s Death Sentence Into a Multi-Million Dollar Business

My RN wife recently attended her college reunion in Dallas, Texas. As you probably know, Filipino nurses have been on America’s front lines during the pandemic. Now that the pandemic is behind us, they all need a well-deserved break— my wife and all her contemporaries included. So when she asked …

Read More
Crazy Cheap Asian
Lifestyle
2

Crazy Cheap Asian: My Solo Trip to Singapore for Cheap

If you’re too gullible, it’s easy to be misled by the movie, “Crazy Rich Asians,” the first Hollywood movie with an all-Asian cast since Disney made “The Joy Luck Club” in 1993. Shot mostly in Singapore, a thriving city-state in Southeast Asia, it features jet-setting, Prada-wearing social butterflies flaunting their …

Read More
Cars that I've driven
Credit
2

Cars that I’ve Driven and the Lessons that I Learned from Them

Image credit: Rugged Motorbike Jeans | Kevlar Pants Biker Jeans Rider Denim I’ve been seriously contemplating buying a new to us car this year. But then I learned about the new Prius 2023 and how handsome it looks. It is tempting to splurge on a brand-new one this year. Now …

Read More
Why you probably want to track your spending
Spending

Why You Probably Want to Track Your Spending

I came to America in 1997 with only $500 in my pocket. It was a grueling 20-hour flight from Manila to Philadelphia. Coming from a third-world country, I thought that was a lot of money. So, midway through the flight, I bought a $100 Swiss leather watch, which I justified …

Read More