Blog
Motivation

Don’t cry over spilled milk, be thankful for what you have

Do you often wonder what your life would be if it spun the other direction?

You are not alone. Pretty much every one of us has stories of our failures. May it be that test that you flunked, the business opportunity that you overlooked, the failed relationship, or the embarrassing email that you sent to work that got you fired.

But what if those failures suddenly become successes? What if you were able to turn back the time and made the other choice? Have you ever thought about what your life would have become?

If you think that you’d automatically become the highly successful person you’ve always aspired for, you’re absolutely mistaken.

There’s no guarantee that you will ultimately succeed. Like what Mike said in the movie, one’s destiny is a very complicated thing. Every choice, decision, or event in our life, affects everything else that follows it. There is always an element of luck or if you’re religious, divine intervention.

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Angel of death tapping hopeful retiree
Lifestyle
4

9 signs you probably won’t need a retirement nest egg

It’s a fact, people in developed countries are living longer. For instance, life expectancy for women is predicted to surpass 90 years in South Korea by 2030, according to the study published in The Lancet, one of the world’s oldest and most respected medical journals. Of course, the study assumes …

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Insurance
4

What Rihanna can teach you about liability insurance

There’s no denying that Rihanna is one of the hottest artists today. No offense to JayZ, but when it comes to overall talent, I honestly think Rihanna will give Beyonce a run for her money. Not only can she sing better, her moves are smoother, more spicy and hypnotic, enough …

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Side Hustle
6

How effective copywriting sold my “unsellable” typewriter

One of the must-have skills on your road to financial independence is selling. Even if you don’t work in a marketing or sales position, we often find ourselves in situations where we have to sell or persuade people to act in our favor, may it be applying for a job, asking …

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Investing
2

The opportunity cost of claiming $2,500 worth of property

Sometimes I wonder if I deserve to blog about personal finance. I’ve made too many embarrassing money mistakes in my life–  I would suffocate if I had to re-enact the number of times I have face-palmed myself. Here I was, declaring myself to be on a mission to educate broke …

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Millenial Mistake
Lifestyle
3

5 mistakes millennials make with money

Millennials get something of a bad reputation. They’re considered to be the ficklest generation, spoiled from being told that they were the most special people in the world while they were growing up. However, the truth is that millennials are just like anyone else. They have ambitions and worries to …

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Financial Planning
10

Net worth update: one year later

It’s Labor Day in the U.S., isn’t it ironic that I don’t get to work? I don’t see a lot of pregnant women hanging around the emergency room when I drove my R.N. wife to the hospital this morning either. Kidding aside, the holiday meant I have extra time to …

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Blogging
6

Millionaire Before 50 turns one year old!

August 21st marks my first year anniversary of blogging at MB-50. I’m so proud that I’ve managed to consistently produce 2 blog posts per month in spite of having a full-time career outside of blogging– I write code not blog posts for a living. Unbeknownst to many people, this shy, …

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Rodeo drive, where the rich and wanna-look-rich shop.
Lifestyle
6

California vacation: being frugal can cost you more

We recently just came back from a trip to the west coast. It was a week-long vacation with lots of driving between different cities within the state of California. I had to be careful not to overspend. I may be a millionaire, but keep in mind that it’s 2017– a million …

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Retirement
10

FIRE, FART, or neither, the choice is yours

When it comes to your finances, there are two extremes to model yourself on, FIRE or FART (acronyms below) — that is if you want to be an extremist. The third option is neither, and that’s completely fine. The choice to quit the rat race at either 35 or 95 is completely your own …

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