Why People Should Be Thrown in Jail For Sharing Fake News

Coronavirus Pandemic: Why People Should Be Thrown in Jail For Sharing Fake News

Unless you live in a cave, the coronavirus, COVID-19, has affected the way you live in many ways. Mine sure has. Some good, others bad. For starters, I no longer have to commute to work. My physical office has been closed for two weeks now, indefinitely. So I’ve been working …


Why You Should Save for Your Kids’ College Education

One of the financial concerns of every couple is saving for their kid’s college education. Some end up making excuses why they shouldn’t, among them: You cannot borrow for retirement, but you can borrow for college. It promotes responsibility– they’ll work harder academically. I don’t have much money left after …

Don't let your American dream become a nightmare
American dream

Homeownership: Don’t Let Your American Dream Become a Nightmare

It doesn’t matter who you are or where you come from or what you look like or where you love. It doesn’t matter whether you’re black or white or Hispanic or Asian or Native American or young or old or rich or poor, able, disabled, gay or straight, you can …

My rich mom in her prime

Rich Mom, Poor Dad: Tribute to My Mom Who Saved Us All

My mom came from a rich family in the northern Philippine town of Batac, Ilocos Norte. The same town where the late dictator Ferdinand Marcos, known for looting the country of billions of dollars, grew up. In fact, they were contemporaries. When I was young, she told me stories about …

No. 1 Destroyer of Wealth is Divorce

The No. 1 Destroyer of Wealth is Divorce

Out of the most feared and dreaded D’s in life, there’s probably no subject more shunned upon by money bloggers than the topic of divorce. It’s not a particularly difficult topic to write about, and yet many avoid the subject altogether. This is surprising because divorce is no longer a taboo considering its prevalence in modern society.

Stupid money mistakes part 2

Stupid Money Mistakes my Smart Neighbors Make (Part II: Car Payments)

In Part I of this blog series, I talked about the expensive mistakes my neighbors are making by sending their children to private schools. At the risk of being forever castigated by my neighbors if they ever discover my posts, I’ll continue with Part II to talk about one of …

Stupid money mistakes my neighbors make (Part 1: Private Schools)

Stupid Money Mistakes my Smart Neighbors Make (Part I: Private Schools)

One of my goals in writing this blog is to help you become smarter with money. You’d think it’s just common sense. But as it turns out, common sense is not so common.  Otherwise, people wouldn’t buy things they can’t afford. They wouldn’t smoke cigarettes or eat junk food either. …

When the lender is a slave to the borrower

When the Lender is a Slave to the Borrower

You’ve probably heard Dave Ramsey say this many times before, “The borrower is a slave to the lender.” The quote was taken from the scriptures. That’s exactly what I had in mind when I decided to lend my sister $14,000 last summer. Finally, I can ‘enslave’ my annoying sister, who …


Your Spouse Will Have the Greatest Impact to your Financial Well-Being

With Valentine’s Day just a couple of days away, I’m feeling the pressure to come up with something really special for my wife. Traditionally, it would be fresh flowers— a bouquet of red roses to be specific. In the past, I hated buying flowers. I’ve always thought of it as …